Whether you're self-employed, rebuilding credit, or new to Canada, we have mortgage solutions for you.
Whether you're self-employed, rebuilding credit, or new to Canada, we have mortgage solutions for you.
We offer a variety of mortgage options for business owners with non-traditional income, borrowers with bad credit, pre-sale buyers facing challenges, and first-time homebuyers or new immigrants. While traditional banks may say no, we provide tailored solutions that fit your unique financial situation.
Traditional lenders don’t always see the full picture. We provide flexible mortgage solutions that fit your unique situation.
Banks often reject self-employed professionals due to reported income inconsistencies
✔ Alternative lending for those with strong business deposits but low declared salary
✔ Financing based on retained earnings & company financials
Navigating homeownership for the first time?
✔ Step-by-step mortgage education for first-time buyers
✔ Special programs for PR holders (within 5 years) with flexible debt ratio guidelines
If your financial situation has changed since buying a pre-sale
✔ Short-term financing to help you close
✔ Quick mortgage options for those flipping properties
If past financial struggles hold you back
✔ Private mortgages even after collections or bankruptcy
✔ Flexible approvals for borrowers with high credit card balances
Our Advisor access to alternative and private lenders beyond traditional banks.
We structure financing based on your unique financial profile.
We guide you from application to approval, ensuring clarity and confidence.
You’re in good hands. We work with a team of top professionals in real estate, financial planning, and law.
We bring over a decade worth of experience collectively.
We make the mortgage application process simple and stress free so you can enjoy the homebuying journey.
Mortgage lending and real estate is our passion! We love helping our clients achieve homeownership and taking on tough files.
Traditional lenders may turn you down, but we find the right mortgage solutions for you.
We work attentively with multiple banks and lenders to provide you an extensive variety of mortgage solutions. Whether you are a first time home buyer or a seasoned investor, we are here to build a customized and strategic mortgage solution tailored specifically to you.
Get flexible financing with expert support, tailored to meet the needs of self-employed individuals, borrowers with bad credit, and first-time homebuyers.
Invest in Canadian real estate with private mortgage investments that offer competitive returns and a secure, tangible investment opportunity.
We specialize in personalized private mortgage solutions, designed to help borrowers with unique financial situations, including those with bad credit or non-traditional income.
Our commercial mortgage loans are perfect for business owners seeking flexible, tailored financing options to grow their business, with favorable terms and competitive interest rates.
For buyers facing pre-sale challenges or business owners needing construction financing, our construction mortgages release funds in stages, aligned with your project’s progress.
Refinance your mortgage to secure better financial terms, lower your payments, or access additional funds ideal for borrowers with changing financial circumstances.
At Niche Mortgages, we specialize in a wide range of niche mortgage products tailored to meet unique financial needs. Whether you’re looking for solutions in self-employment, investment properties, or specialized loan structures, our expertise ensures you find the right mortgage fit.
Unlike traditional lenders, we focus on niche markets and unconventional financial situations. Our tailored approach means we can often secure better terms and rates for clients who don’t fit the typical borrower profile. We provide personalized service and expertise to help you navigate complex mortgage needs with confidence.
At Niche Mortgages, we combine extensive industry knowledge with a dedication to understanding our clients’ unique financial goals. We offer specialized expertise in niche mortgage products, ensuring you receive customized solutions that traditional brokers may overlook. Our commitment to exceptional service and results sets us apart in Vancouver’s competitive mortgage market.
Vancouver Mortgage Solutions