Commercial Mortgage Loans 
Commercial Mortgage Solutions for Business Owners & Borrowers
A commercial mortgage loan is a specialized form of financing that allows businesses to purchase, refinance, or develop commercial real estate. This type of loan is secured by the property itself and can be used for a wide range of commercial purposes, including acquiring office buildings, retail spaces, warehouse or funding new construction projects.
Whether you’re a business owner with non-traditional income, dealing with credit challenges, or struggling to close on a pre-sale property, our team is committed to helping you find the right financing options.
Do You Need Commercial Mortgage Loan?
Unlike traditional residential mortgages, commercial loans focus on the financial health and cash flow of the business rather than solely relying on the personal credit score of the borrower. With flexible terms and interest rates, commercial loans are designed to meet the unique needs of business owners and investors, ensuring they have the financing necessary to grow and succeed. Here are some tips for small business owners!
Who We Serve
We focus on providing solutions to business owners, borrowers with bad credit, and individuals needing a quick, flexible mortgage solution.
Business Owners
If you have strong deposits but don’t file taxes or pay yourself much, we can help you get financing based on your business’s real financial situation.
Borrowers with Bad Credit
Whether you have a collection history, have gone through bankruptcy, or are struggling with credit facilities over-utilization, we offer alternative mortgage solutions designed for your needs.
Pre-Sale Buyers
If your financial or employment situation has changed, preventing you from completing a mortgage on a property you purchased, or if you need short-term financing for a property flip, we provide the capital to help you close the deal.
Commercial Mortgage Loans
Secure the right financing today to invest in tomorrow’s growth.
How We Can Help You Secure the Right Commercial Mortgage
we understand that every business and borrower’s situation is unique. Traditional banks may not provide the flexibility needed for business owners with non-traditional income, borrowers with credit challenges, or pre-sale buyers who are facing difficulties closing on their properties. Our team works with you to secure the right solution based on your specific needs.
Whether you’re a business owner who doesn’t pay yourself much, a borrower with a poor credit history, or someone needing quick financing for a pre-sale property, we provide alternative commercial mortgage solutions that work for you.
Why Choose Us for Your Commercial Mortgage Loan?
Access to Alternative Lending Sources
Unlike traditional banks, we work with B-lenders and private lenders who are more flexible when assessing your application
Customized Loan Solutions
We don't just assess your credit score. We take a holistic approach to understand your business and your specific needs to provide a tailored loan solution.
Competitive Terms
We aim to provide you with competitive rates and favorable terms, even if you’ve been turned down by other lenders.
FAQs
Have questions about commercial mortgages?
Here are answers to some of the most common questions we hear from business owners and investors looking to finance commercial property.
Free ConsultationCommercial mortgages can be used to finance a wide range of properties, including office buildings, retail spaces, warehouses, mixed-use developments, and multi-unit residential buildings (typically 5 units or more). Whether you’re buying, refinancing, or expanding, we can help structure a loan that fits your goals.
Yes. We work with lenders who understand that many business owners reinvest profits or minimize taxable income. If you have strong retained earnings, healthy business bank statements, or valuable assets, we can help present your file in a way that highlights your true financial position.
We do. If you have a lower credit score, previous collections, or a bankruptcy history, we work with alternative and private lenders across Canada who offer flexible commercial financing solutions—even for complex or higher-risk profiles.
A commercial mortgage typically requires a larger down payment, has a more detailed underwriting process, and may involve shorter loan terms or higher interest rates. Unlike residential mortgages, commercial lending also considers the income potential of the property and the borrower’s business history. Our team will guide you through these differences and make the process simple and clear.
Have Questions? Get in Touch with Our Team!
If you need expert advice or have any questions, contact us today. We're here to help with all your mortgage needs.
Vancouver Mortgage Solutions