Privacy Policy
At Niche Mortgages, your privacy matters to us. We are committed to protecting your personal information and maintaining your trust. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website or use our mortgage services.
This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information in compliance with Canadian privacy laws.
About Niche Mortgages Privacy Policy
1. What Information We Collect
We only collect personal information necessary to provide you with mortgage services, financial tools, and personalized support. This may include:
- Your full name
- Contact details (phone number, email, mailing address)
- Employment and income information
- Financial and credit history
- Identification documents (e.g. driver’s license, SIN when required)
- Details about your home or property
- Communication preferences
We collect this information when you:
- Fill out a form on our website or social media profiles.
- Apply for a mortgage or pre-approval
- Contact us via phone, email, or online
- Use our mortgage calculator or other tools
2. How We Use Your Information
We use your information to:
- Provide mortgage solutions tailored to your needs
- Respond to inquiries or provide quotes
- Submit mortgage applications to lenders on your behalf
- Assist with mortgage applications and approvals
- Communicate with lenders on your behalf
- Assess your financial suitability for mortgage products
- Send updates, service notices, or educational content via email(with your consent)
- Improve our services, content, and website functionality
- Comply with legal and regulatory requirements
We do not sell or rent your information to third parties.
3. Who We Share Information With
We may share your information with trusted third parties only as needed to deliver our services:
- Trusted lending partners, insurers, or legal professionals required to process your mortgage
- Third-party service providers (e.g., website hosting, email marketing platforms) under strict confidentiality agreements
- Credit bureaus and underwriting services
- Legal professionals or appraisers (if applicable)
- Our professional advisors (e.g., compliance or legal consultants)
- Government agencies, if required by law
Each third party is required to safeguard your information and only use it for the purpose it was shared.
4. How We Protect Your Information
We take reasonable steps to safeguard your personal information using secure technologies and internal controls. However, no system is 100% secure. You acknowledge and accept this risk when using our Website. We use reasonable and industry-standard security measures to protect your personal information, including:
- Secure data storage systems
- Encryption where appropriate
- Access controls and authentication
- Staff training on privacy practices
Despite our best efforts, no system is entirely foolproof. If a breach occurs, we will notify you and relevant authorities as required by law.
5. Your Rights and Choices
You have the right to:
- Access the personal information we hold about you
- Request corrections to inaccurate information
- Withdraw consent (where applicable)
- Ask us to stop contacting you for non-essential purposes
- To exercise any of these rights, please contact us using the details at the bottom of this page.
6. Cookies and Website Tracking
Our website may use cookies and similar technologies to improve your browsing experience, analyze website traffic, and provide relevant content.
You can control cookies through your browser settings. Disabling cookies may affect your user experience on our website.
7. External Links
Our website may contain links to third-party sites. We are not responsible for the privacy practices or content of those sites. We encourage you to review their privacy policies before providing personal information.
8. Email Communication & Third-Party Links
If you subscribe to our newsletter or request a mortgage quote, you may receive relevant emails from us. You can unsubscribe at any time by clicking the link in the email or by contacting us directly.
Our Website may include links to other websites we do not control. We are not responsible for the privacy practices of those third parties and recommend reviewing their policies.
9. Policy Updates
We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top of the page. We encourage you to review this policy regularly to stay informed about how we are protecting your information.
Contact Us
For questions about this Privacy Policy or your personal data, please contact:
Niche Mortgages
1055 West Georgia Street Suite 2400, Vancouver, BC V6E 3P3
Vancouver Mortgage Solutions